Medical insurance丨Provide security for your healthy life
Voluntary medical insurance is a flexible medical insurance plan for individuals and families. It aims to help users obtain a higher level of medical protection through a series of innovative insurance options, and allows consumers to customize insurance plans according to their personal needs. The plan helps policyholders reduce high medical expenses by covering hospitalization, outpatient treatment, drug costs and various medical services. For residents who need additional protection and want to avoid long waiting times in the public medical system, voluntary medical insurance can help individuals and medical families reduce their burden and obtain better medical services with its "low premiums and high protection" characteristics.
Advantages of voluntary health insurance:
Reduce waiting time
One of the biggest advantages of choosing voluntary medical insurance is that it can significantly reduce the time patients wait for treatment in the public medical system. By choosing private hospitals and experts, customers can enjoy faster treatment services.
Wide range of medical network options
Voluntary medical insurance cooperates with multiple hospitals, clinics and specialists to ensure that customers can choose the most suitable medical service provider for themselves.
Seamless health management services
Provide health management services, including disease prevention, health consultation and lifestyle improvement suggestions. Customers can get personalized health advice at any time through the platform and undergo regular health checks.
Mental health protection
In recent years, people have paid more and more attention to mental health. It is particularly important for modern people to protect mental health issues, so that users can get timely support when they need it.
Choose a flexible plan
The plan allows customers to choose different medical insurance according to their personal needs, including hospitalization, outpatient care, specialist treatment, mental health services, etc. Customers can customize the appropriate insurance combination according to their budget and needs.
Lifetime renewal and tax benefits
The voluntary medical insurance plan provides lifelong protection, regardless of age, and can enjoy a 15% discount when insured.
Flexible deductible
Provide 4 deductible options for users to freely match according to their budget.
• Tip: If you have other medical insurance, you can supplement the original compensation to offset the deductible to further reduce your out-of-pocket expenses.
Voluntary health insurance is suitable for:
• Family and individuals: Voluntary health insurance is an ideal choice for families or individuals who need comprehensive health protection, whether it is hospitalization, surgery, or regular outpatient care, it can be effectively protected.
• High-demand patients: Some patients may need long-term treatment or intensive medical services. The flexible options and high protection provided by voluntary health insurance are suitable for such people.
• Mental health care: For users who need psychotherapy and mental health support, voluntary health insurance provides relevant protection services to help people manage mental health issues.
Factors affecting premiums:
• Age: The older you are, the more expensive the premium.
• Plan level: wider coverage, loss compensation and guarantee costs.
• Regional coverage: whether international medical treatment is included.
Steps to receive the claim:
• Submit the medical bills and medical records issued by the hospital or clinic
• Submit the claim application through the official website or customer service
• After the insurance company reviews it, it will directly pay or reimburse the expenses
How to apply for insurance voluntarily?
• Online application: You can submit an application through the official website.
• Telephone consultation: Call the customer service hotline to get a detailed quote and plan suggestions.
• Insurance broker consultation: Get personalized advice and preferential plans through licensed insurance agents.
Summary: Voluntary medical insurance allows you to enjoy comprehensive health protection
Whether you want to avoid waiting time in the public medical system or need additional health protection, voluntary medical insurance can provide you with flexible and comprehensive protection options. As long as you choose reasonably and understand the relevant policies and terms, you can easily enjoy first-class medical services and protect the health of yourself and your family. If you are looking for high-quality medical protection, this is undoubtedly an ideal choice.